Equity Release Mortgage Broker
At Greenacre Financial Services, we’re an independent equity release mortgage broker, providing regulated equity release advice with access to a wide range of lenders.
We'll help you compare equity release options, explain the pros and cons of each solution, and recommend the most suitable equity release product for your circumstances.
What is Equity Release?
Equity release is a way for older homeowners to access some of the value tied up in their property without having to sell it. Equity release products can provide tax-free cash, which can be used in a variety of ways. You can take the money that you release as either a single lump sum, in several small increments, or as a combination.
Is Equity Release Right for You?
Equity release may be suitable if you're aged 55 or over and want to:
- supplement your retirement income
- pay off an existing mortgage or debt
- fund home improvements
- help children or grandchildren financially
- make the most of the equity in your home
Thinking about releasing equity from your home? Contact our equity release specialists for personalised information and advice tailored to your circumstances.
Contact UsYour Equity Release Options
There are a range of different services that allow you to access the equity that is tied up within your property. Our advisers will take the time to understand your individual circumstances and provide tailored advice to help you make an informed decision. Options include lifetime mortgages and home reversion plans.
Lifetime Mortgages
A lifetime mortgage is the most common type of equity release. It allows homeowners aged 55 and over to release money from their property while retaining ownership. The loan, plus any interest, is usually repaid when the property is sold after you move into long-term care or pass away. Our advisers will explain how lifetime mortgages work and whether they're suitable for your circumstances.
Home Reversion Plans
A home reversion plan is a type of equity release product that allows you to sell all or part of your property to an equity release provider while continuing to live there rent-free for the rest of your life. In return, you receive either a lump sum or regular payments. We'll explain whether this option is suitable and how it compares with a lifetime mortgage.
Greenacre’s Equity Release Service
We believe that professional advice is essential before taking out any equity release product. Releasing equity can affect your inheritance, entitlement to certain state benefits and the amount ultimately repaid when your property is sold. Our qualified advisers will clearly explain the costs, implications, and pros and cons of each option, answer your questions, and help you choose the most suitable solution with confidence.
Our equity release advisers can provide personalised advice to help you achieve your goals.
Ready to explore options?Whether you want to:
- Supplement your retirement income.
- Pay off an existing mortgage or debt.
- Fund home improvements.
- Help children or grandchildren financially.
- Make the most of the equity in your home.
Get in touch with our specialist team today to take the first step towards unlocking the value of your home.
Why Choose Greenacre for Equity Release Advice?
Choosing an experienced equity release mortgage broker is one of the most important decisions you'll make.
When you choose Greenacre Financial Services, you'll benefit from:
- Independent, FCA-regulated equity release advice.
- Access to a wide range of lenders and equity release products.
- Personal recommendations based on your individual circumstances.
- Clear explanations of interest rates, repayments, fees and early repayment charges.
- Friendly support throughout your application.
- Advice designed to help you make informed decisions about your later life finances.
Regulated Advice and Added Reassurance
Mortgage Services
Equity Release Mortgage Broker FAQs
Do I Still Own My Home?
If you choose a lifetime mortgage, you remain the owner of your home. With a home reversion plan, you sell all or part of your property to a provider while retaining the right to live there rent-free for the rest of your life. We'll explain how each option works and help you decide which, if either, is right for you.
How Much Can I Release?
The amount you can release depends on several factors, including your age, the value of your property, your health, and the lender's criteria. During your consultation, we'll provide a personalised illustration and explain the options available to you.
Is Equity Release Safe?
Equity release is regulated by the Financial Conduct Authority (FCA) and should always be arranged through a qualified adviser. As members of the Equity Release Council, we only recommend products that meet recognised industry standards, giving you additional reassurance and consumer protection.
