Home Mortgage Insurance

Buildings insurance is a mandatory insurance that mortgage lenders will insist upon and most clients take cover to protect their contents as well.

Home Mortgage Insurance, also known as Buildings Insurance, is a mandatory requirement from mortgage lenders, ensuring protection for the structure of your property against unexpected events such as fire, flooding, or other types of damage.

Why Home Mortgage Insurance is Essential

Since the property serves as collateral for the loan, lenders want assurance that, in case of damage or destruction, the property can be rebuilt or repaired without incurring financial losses.

Adequate home insurance ensures that, in the event of a disaster, the property can be restored to its original value, protecting the interests of both the homeowner and the lender.

This makes home insurance not only a smart decision but also an essential requirement for most mortgage agreements.

Contents Insurance for Broader Protection

Many clients also choose to include contents insurance, which covers personal belongings within the family home, offering a broader safety net.

Given the range of options available, from basic protection to comprehensive policies, it’s essential to choose the right policy that aligns with your needs and budget.

Our Commitment to Finding the Best Coverage

Over the years, we’ve dedicated ourselves to researching top insurance providers to find the best insurance policies with varying levels of coverage and affordable insurance premiums.

For those considering additional layers of mortgage protection, such as income protection insurance or life insurance, we also offer expert financial advice to help you secure a joint policy or individualised options tailored to different types of protection needs.

Providing Financial Security and Peace of Mind

Whether it’s protecting monthly mortgage repayments or providing financial security in the event of illness or income loss, the right protection can provide peace of mind.

If you’d like us to provide a quote, we can arrange this alongside your mortgage or as a standalone service to ensure you get the most suitable and cost-effective coverage. Just speak to us or use the Home Insurance Enquiry form below.

Home Insurance Enquiry

Simply complete this form and one of our team will contact you (same day where possible) to discuss your requirements further so that we can provide an accurate quotation for you to review:

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    Hannah D
    Hannah D
    07:42 09 Sep 19
    I would fully recommend Greg and Greenacre Financial Services. As a first time buyer I was daunted by the process of... finding the right mortgage for me however Greg made the process really simple, clear and quick. He was always available to answer any questions and happy to explain everything. I wouldn’t hesitate in recommending Greenacre FS to my friends and family.read more
    Jessica Cohen
    Jessica Cohen
    19:33 26 Aug 19
    We first met with Greg in May for advice as we had adverse credit and irregular pay and didn't think a mortgage was in... our reach. Less than two weeks later Greg had fully arranged a great deal for us on our first mortgage. He was available whenever we needed him, 7 days a week and in the evenings. We cannot thank Greg enough for helping us buy our first home!read more
    Seren Fletcher
    Seren Fletcher
    08:56 24 Aug 19
    Would highly recommend Greg and Greenacre Financial Services. Was extremely professional and helpful. Our mortgage... wasn’t straight forward due to my husband being self employed but Greg was very knowledgable and managed to find us a really good mortgage. Looking forward to working with him again in the futureread more
    Kane
    Kane
    13:24 23 Aug 19
    Graham at Greenacre was excellent in helping me get a mortgage for my house purchase. He was always available when... needed, provided an efficient service and was very knowledgeable. Highly recommended!read more
    Ian Hatter
    Ian Hatter
    11:07 16 Aug 19
    What can I say, Greg has been absolutely amazing in sorting out a mortgage for me I never thought was possible. It has... meant I have been able to buy a house, a few months ago, I would never have dreamed of being able to buy after talking to high street lenders. He worked exceptionally hard and always kept me updated with every step of the process. Buying a house is extremely stressful, but Greg took all that stress away from me. I cannot recommend Greg enough to anyone looking to buy a property. Thank you so much for your help Greg, it's greatly appreciated.read more
    Sean Kelly
    Sean Kelly
    15:27 30 Jul 19
    10/10 EXCEPTIONAL service and result. Highly recommend. Greg and the Greenacre Financial Services team were fast,... knowledgeable, and honest. All the qualities you want and need. Very pleased I was recommended to Greenacre. Customer for life!read more
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