If you’re buying your first home, it’s often an exciting and daunting process. Thankfully, at Greenacre Financial Services mortgage specialists we have years of experience in helping people just like you to find the right first-time buyer mortgage for your needs.
It’s our job to give you clear and concise first mortgage advice and to take the time and pain out of the process by finding mortgage lenders who offer competitive products to help you buy the perfect property.
Whether you are looking for a mortgage yourself, moving in with someone or have support from a parent, as your first-time buyer mortgage adviser we are committed to simplifying the process, reducing the stress, and ensuring you secure the best possible first-time buyer mortgage deal.
Testimonial: As a first-time buyer, Greg was very helpful in explaining the process and giving his advice at each stage. He and Millie had great communication and were very easy to reach when I had any questions as they helped to secure a mortgage offer. Would recommend to anyone wanting reliable and fast services.
Extensive Mortgage Broker Expertise
Our team of independent mortgage advisers boasts years of experience and in-depth knowledge of the London mortgage market. We have successfully helped countless first-time buyers navigate the complexities of securing their first mortgage.
Unbiased Mortgage Advice when buying your First Home
As independent mortgage brokers, we are not tied to any specific lender. This means we can offer impartial advice and explore a wide range of mortgage products and lenders to find the one that best suits your unique financial situation and requirements.
Access to Exclusive First Time Buyer Mortgage Deals
Thanks to our extensive network and strong relationships with various mortgage lenders, we have access to exclusive mortgage deals that may not be readily available to individual buyers. These exclusive deals can often include competitive rates and favourable terms, so you get the best mortgage offer.
Personalised First Mortgage Solutions
We understand that every first-time buyer has unique financial circumstances and goals. Greenacre Financial Services takes the time to get to know you, your financial situation, and your preferences. We then use this information to tailor our recommendations and find mortgage options that align perfectly with your needs.
Streamlined Mortgage Application Process
We handle the entire mortgage application process on your behalf, offering London mortgage advice, simplifying the paperwork and minimising the hassle for you. Our goal is to make the process as smooth and efficient as possible.
Expert Negotiation
Our experienced team excels at negotiating with lenders to secure the most favourable terms and rates for your first-time buyer mortgage. We will work on your behalf to ensure you get the best possible deal.
Comprehensive Market Analysis
As mortgage brokers in London for first-time buyers, Greenacre Financial Services stays up-to-date with the ever-changing mortgage market. We constantly monitor mortgage rates, products, and lenders to identify opportunities that could benefit our clients.
Peace of Mind
Choosing Greenacre Financial Services at your mortgage broker in London as a first time buyer means you can rest assured that you have a team of dedicated professionals working tirelessly to secure your first mortgage. We take the stress out of the process, allowing you to focus on the excitement of buying your first home.Find out more in our blogs First-Time Buyer Increase, First-Time Buyer Houses, Do First-Time Buyers Pay Stamp Duty and First-Time Buyer Mortgage Questions, call 0203 3939 222 or visit our office: Winslow House, Church Lane, Sunninghill, SL5 7ED
What Every First-Time Buyer Should Know
1. Understand Your Budget Calculate your affordability, including deposit, fees, and monthly repayments. Use a mortgage affordability calculator or speak to a broker. 2. Save Strategically Aim for at least a 5–20% deposit. Consider a Lifetime ISA to boost savings with a government bonus. 3. Know Your Schemes Explore the First Homes Scheme, Shared Ownership, and Help to Buy for discounts or shared purchase options. 4. Get Pre-Approved Secure a Mortgage Agreement in Principle to show sellers you're a serious buyer and know your borrowing limit. 5. Check Your Credit Review and improve your credit score because it's key to better mortgage rates.
6. Understand Stamp Duty Rules You may be exempt or pay reduced Stamp Duty, especially before March 2025. Use a calculator to check. 7. Plan for All Costs Include legal fees, surveys, removals, and insurance in your budget. Don’t forget about ongoing costs like utilities and council tax. 8. Compare Mortgage Options Fixed-rate or tracker? Repayment or interest-only? A whole-of-market broker like Greenacre can help you choose. 9. Inspect Before You Buy Get a survey to spot issues early and avoid expensive surprises. 10. Think Long-Term Can you grow into this home? Is it resellable? Consider your 5–10 year plan.
Why Greenacre
With access to over 100 lenders throughout the UK, arrange an initial discussion today to find out more.
We are happy to arrange out-of-hours appointments (these can be in-person or via facetime / whatsapp) so to find out how we can help, get in touch today.
Contact Us
For more information about any of our services, please don’t hesitate to get in touch by calling us on 0203 3939 222 or by filling in the form below.
