Can I borrow 5 times my salary for a mortgage
Which kind of mortgage can you afford? Mortgage lenders generally use income multiples to work out the maximum amount they can loan to you. The most common multiple is 4 times your annual income, but some lenders will offer up to 5 times your annual salary. However, in recent years, some lenders have offered higher […]
How can I get a mortgage with no deposit?
Want to get on the property ladder but do not have a deposit… Getting a mortgage with no deposit can be a daunting task, but it is not impossible. If you’re struggling to save for a deposit to buy your first home, you may be able to get on the property ladder with a 100% […]
Can you get a mortgage with one year’s accounts?
Research shows that ‘non-vanilla’ customers are being turned down for financial products and services “Non-vanilla” customers refer to customers who have unconventional or complex financial situations or needs that cannot be satisfied by standard financial products and services. For example, a customer with a large amount of credit card debt or a self-employed individual with […]
Buy-To-Let Mortgage London
Considerations for future landlords and property investors The buy to let mortgage market in London is a very popular option for property investors and for first-time landlords too. You may be looking for a long term investment, or an additional monthly income. You may have a property you do not need to sell and would […]
